Products

USAinsurance.com is the perfect place to find competitive auto insurance rates with national carriers.   Customized policies to fit your needs, with coverage options like collision and comprehensive, uninsured/underinsured motorist, towing and rental. Our auto insurance network of insurance providers rewards you for things like being a good driver, multi-car discount, paid-in full discount, paperless discount, and buying a car with safety and theft-prevention technologies. USAinsuance.com’s network of auto insurance underwriters’ affiliate companies provides you and your family with very broad coverage limits that protects them from the result of damages you cause when operating your personal auto vehicles, the results can place you in the middle of a lawsuits for bodily injury, death and property damage to the other party vehicle or personal property as the result sometime uncontrollable event when operating a motor vehicle.   Protect yourself your family and your assets from the unknown of operating a vehicle, auto insurance dose that, select your state and get a quote.

USAinsurance.com, is a great source for providing homeowner’s insurance.  Our network of property insurance carriers will provide you with very broad coverage that pays for damage to your home.   Simply put, a homeowner’s policy should make you financially “whole” again if your home is damaged or destroyed by events like fire or storm, or is burglarized, a homeowner’s insurance policy protects you and the family from lawsuits that may result from injuries sustained in their homes.  Your policy’s main coverages, Dwelling, Other Structures, Personal Property, Loss of Use; Smart coverage options, extended replacement cost, personal property replacement cost, and choice of deductible that fits your budget. If you’re interested in speaking with an agent complete the contact request form, or select a network insurance carrier for our list of online homeowner insurance quote providers in your state.

Where to start? A smart first step is to check your homeowners’ association bylaws and insurance requirements, it should outline exactly what the association policy covers, and what your policy needs to cover.  When insuring a condominium, you actually should be thinking about two policies.  First, there’s your homeowners’ association’s policy most of the time there is one in place.  It usually covers spaces with shared responsibility: for instance, the lobby, pool and pool house, plus the exterior walls and roof.  Your association fee helps cover the cost of this policy.

Then, there’s your policy — the one you’re shopping for. It needs to cover not only your belongings, but the spaces for which you have sole responsibility.  That usually includes your unit’s interior walls, floors, ceilings and everything within them.  It also needs to protect you if you’re liable for someone injury in your property bodily injury and property damage.  USAinsurance.com offers through our network insurance affiliates multiple insurance companies underwriting condominium insurance coverage.

Then, there’s your policy — the one you’re shopping for. It needs to cover not only your belongings, but the spaces for which you have sole responsibility.  That usually includes your unit’s interior walls, floors, ceilings and everything within them.  It also needs to protect you if you’re liable for someone injury in your property bodily injury and property damage.  USAinsurance.com offers through our network insurance affiliates multiple insurance companies underwriting condominium insurance coverage.

For more information, complete our contact form to consultant with a knowledgeable agent, set an online appoint for an agent to call.

Protecting your personal possessions, add it up, and you might have thousands of dollars’ worth of possessions in your apartment, (single family dwelling property you are renting) maybe even more. If those items were damaged or lost due to a fire, theft or storm, your landlord’s insurance wouldn’t cover any of it.   It’s pretty simple: for just a few dollars you could insure all your possessions. Apply online or complete the contact form and an agent will contact you.

Guarantee tomorrow so you can focus on today. That’s what life insurance can do for you. It’s a plan for the unexpected.   Whole Life Insurance (Permanent Life Insurance) offers the security of a lifetime of coverage. Your whole life policy once approved, includes your benefits that can never be reduced or canceled regardless of changes in age, health conduction or occupation. Your policy builds cash value for the future.  It gives peace of mind for you and your family, and you can feel secure knowing that money will be there, call or apply to speak with a life insurance advisor.

Term Life Insurance is straightforward, affordable and easy to understand. It is specifically designed to secure your insurance needs for a specific period of time, short-term debts and even long-term help to pay off a mortgage or fund a college education. It is also used to secure business capital or leverage business projects, loss of expertise from loss of a key partner or employee if an income earner dies unexpectedly.

Your basic two types of life insurance are whole life and term life, there are several hybrids offspring created from the two types such as Universal Life, Index Universal, Variable Life, and Guaranteed issue.

Life Insurance with “Living Benefits” the new life insurance policy benefit option Accelerated Death Benefits, it available on most policy today, it allows a life insurance policy owner to receive a portion of their death benefit from their insurance company in advance of their death.  The policy holder must be terminally ill, or meet certain medical circumstances in order to be eligible for advanced payment or portion of their life insurance policy death benefits, to be eligible for an advanced payment or portion of a life insurance policy; s death benefit.

• Terminal illness, with death expected within 24 months
• Serious illness, such as cancer, which would result in a drastically reduced life expectancy without extensive treatment.
• Catastrophic illness requiring extraordinary treatment, such as an organ transplant.
• Long-term care needed due to the inability to perform a number of daily living activities, such as bathing, dressing, or eating.
• Being admitted to hospice or permanent confinement in a nursing home.

Accelerated death benefits do not need to be re-paid, “living benefits” have you heard that old saying you have to die for life insurance to have value that is still true, today life insurance policy you can have the Accelerated Death Benefits,you can throw that saying out like the one throw the baby out with the bath water.   Life insurance has change call and talk with advisor or complete a quick questionnaire and a consultant will address your question.

Life Insurance assist with payments for credit cards bills, home and car loans, children’s and grandchildren’s future education and even your medical and final burial expenses.

There are many practical reasons why it makes sense to buy an annuity; tax deferred savings, peace of mind for responsible planning and retirement and many others. And the No. 1 reason, according to many other products offered in the financial market, is that it represents a safe purchase. Annuities are most associated with retirement age planning, but there are many other reasons for setting aside money for college.  An annuity offers different strategies for financial planning possibilities, and is a guaranteed lifetime income.  Connect with an advisor today by calling or completing a short form, so you can get the information you need to separate fact from fiction about annuities products.

It is important to have protection from flooding associated with hurricanes, tropical storms, heavy rains and other conditions that impact the U.S at different times during year, and flooding has no season and it can happen at any time.   Flooding is the most common and costly natural disaster in the United States, and over the years it has caused billions of dollars widespread in economic losses.  Flood insurance coverage is for anyone to purchase, most policies are available through the National Flood Insurance Program (NFIP) and from a few other private insurers.

There is no coverage for flooding in standard homeowner’s insurance policy, mobile home, renters’ policies or commercial property insurance policies.  Despite efforts to make the information known, many people are exposed to the risk of floods and have not secured flood insurance coverage to protect their assets.   USAinsurance.com offers flood insurance coverage through NFIP and private insurers, completing the online request for a proposal will invite a special flood insurance advisor to return your request for information or a proposal. Apply now online instant flood insurance quote, protect your property in the case of flooding damage.

Whether you’re enjoying a long summertime ride, or have your toys stored away for the winter, it time to enjoy the season, USAinsurance.com can provide an insurance policy to help protect you and your toys. We offer value insurance dollar saving coverage benefits that’s more affordable than you might think.

Freedom of choice health insurance coverage, staying covered protects you against the unexpected and sometimes it’s one of the most important decisions when trying to select a plan for yourself and your family. You need to know which plan is right for your situation.  Traditional healthcare 70/30, 80/20, 90/10, who in network, what’s my co-insurance amount, and co-pay, the list gets longer.  Online shopping with USAinsurance.com make the process easier, so if you’re looking for medical coverage, short term health coverage, Vision insurance, dental insurance, Critical illness insurance, and International Travel Medical insurance. Our network of carrier affiliate can assist you with understanding and selecting a healthcare coverage that fits your needs and lifestyle, so make a selection in your state to connect with a healthcare advisor, or complete a short questionnaire for a proposal.

With all the choices you have for your healthcare coverage needs, it’s important to understand how each one works.

• What is Medicare?

Part A:  The part of Medicare that provides help with the cost of inpatient hospital stays, skilled nursing services following a hospital stay, hospice, respite care and some home health services.

Part B: The part of Medicare that provides help with the cost of medically necessary services like doctor services, outpatient care and other medical services part A doesn’t cover.

• Medicare Advantage Part C

Looking for a Medicare Plan, with the option available when selecting a Medicare plan, Medicare Advantage offers more benefits than Original Medicare all for a low and, in some areas of American states and cities a $0 premium*, Medicare -approved, but offered by private insurers. These Medicare plans combine hospital costs, doctors’ visits, outpatient care, and often Part D prescription drug benefits into one plan.  Some plans may also offer vision, dental, hearing health coverage and some may offer wellness programs at an extra cost.  There are more options to consider when selecting a Medicare Advantage Part C. 1) These plans often require you to pay copays. 2) The doctors and hospitals you go to are usually a part of a network. 3) You may also need a referral to see a specialist.

• Medicare Prescription Drug Part D

Medicare Prescription Drug Coverage Part D, it is a kind of cost sharing (coinsurance) where costs are split on a percentage basis, for example, Medicare Part B pays about 80% and you pick up the rest.  A coinsurance is a kind of cost sharing where you pay a pre-set, fixed amount for each service. Sometimes this is called a “copay.”

• Medicare Supplement – Also called Medigap

Medicare Supplement Insurance, many times called gap coverage, fills void between Medicare Part A and Medicare Part B. Original Medicare covers many health care services and supplies, but there are many costs it doesn’t cover, and a (Medigap) Medicare Supplement Insurance sold by private insurance companies is purchased to fill gaps in Original Medicare coverage.  To be eligible for (Medigap) Medicare Supplement Insurance plan, you must be enrolled in Medicare Parts A and B and either be 65 or older, or have a disability.  Call or complete a short form and a Medicare advisor will assist you with more details in the selection process for choosing a Medicare plan for your lifestyle and needs.

Discover the benefits of pet insurance plans and how they can help save you money with unexpected or routine veterinarian bills.  There are many reasons why pet parents are deciding to cover their pets. Mostly, they want to make sure they will have financial support if their pet is sick or hurt. That way, they can give their pets the best care possible without worrying about the cost. USAinsuance.com can help find the perfect plan for your pet.

An Umbrella policy will provide liability coverage when losses exceed the limits of your auto and homeowner’s (or condo and renters) policies. It is designed to help protect you from major claims and lawsuits If you are ever sued as the result of an accident, as the legal fees can add up fast.  It does this in two ways. It provides additional liability coverage above the limits of your homeowner’s, auto and boat insurance policies.  USAinsurance.com will help you obtain a policy to protect your assets in the event of a judgement that surpasses the limits of your primary policies.

The most common types of commercial insurance are property, liability, auto and workers’ compensation. In general, property insurance covers damages to your business property; liability insurance covers damages to third parties; auto covers damages cause by the operation of vehicle(s) in your business activities and workers’ compensation insurance covers on-the-job injuries to your employees.  Now that you know the essential coverages and because your business is unique, USAinsurance.com and its partner network of insurance providers can assist you with creating a custom insurance plan for your business to include Equipment Breakdown, Business Interruption, Professional Liability, Hire and Non Own Auto, Cyber / Data Liability, Employer Practice Liability, Director / Officer Coverage and Flood coverage. Apply online today. We would welcome the opportunity to offer you choices for your business insurance needs.

Any home construction under (FMHCSS) the Federal Manufactured Home Construction and Safety Standards are among several types of factory built housing known today as manufactured homes, modular homes, panelized homes, pre-cut homes, and mobile homes; the original focus was the property could relocate easily, is designed to setup and secure easily, and over the years’ factory built homes have evolved into very nice homestead with all the fancy features of general construction homes. We offer a network of insurance carrier providers offering coverage for factory build property, so complete a short form and a manufactured insurance advisor will connect with you soon.

Insurance Corner is one of our insurance partners that provide pricing and coverage options on a variety of insurance policies.  USAinsurance.com believe there is a better way today for anyone to choose and buy insurance our mission is simple,to offer you a convenient way for consumers to compare and purchase insurance services, those seeking best in class insurance providers, carriers and agents and products to protect their financial needs select your state.